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• 1. [Article] Encouraging Low-Income Households to Make Location-Efficient Housing Choices

  The purpose of this project is to develop and evaluate tools to assist Housing Choice Voucher (HCV) program participants in the Portland, OR, metro region with considering transportation needs and options ...

  Citation × Citation Citation Abstract Copy Title: Encouraging Low-Income Households to Make Location-Efficient Housing Choices Author: Tremoulet, Andrée, Dann, Ryan, Adkins, Arlie Year: 2016 The purpose of this project is to develop and evaluate tools to assist Housing Choice Voucher (HCV) program participants in the Portland, OR, metro region with considering transportation needs and options when making decisions about where to live. The project consists of two elements: development of a set of tools in collaboration with the four metro-area housing authorities, and an evaluation of the effectiveness of the tools. The four housing authorities conceptualized and initiated this project, and then selected our team to fully design and complete it. Transportation costs are typically a household’s second-largest expense after housing and, on average, account for about one-fifth of household spending. Low-income households are especially burdened by transportation costs, with low-income households spending up to two times as much of their income on transportation than higher-income households (Litman, 2013). Thus, reducing transportation costs is likely to have a disproportionately positive effect on the budgets of low-income households, both because of the share of their budgets it claims and because they have little to no discretionary resources to absorb higher transportation costs without impacting their ability to purchase other essentials, such as food and health care. Title: Encouraging Low-Income Households to Make Location-Efficient Housing Choices Author: Tremoulet, Andrée, Dann, Ryan, Adkins, Arlie Year: 2016 The purpose of this project is to develop and evaluate tools to assist Housing Choice Voucher (HCV) program participants in the Portland, OR, metro region with considering transportation needs and options when making decisions about where to live. The project consists of two elements: development of a set of tools in collaboration with the four metro-area housing authorities, and an evaluation of the effectiveness of the tools. The four housing authorities conceptualized and initiated this project, and then selected our team to fully design and complete it. Transportation costs are typically a household’s second-largest expense after housing and, on average, account for about one-fifth of household spending. Low-income households are especially burdened by transportation costs, with low-income households spending up to two times as much of their income on transportation than higher-income households (Litman, 2013). Thus, reducing transportation costs is likely to have a disproportionately positive effect on the budgets of low-income households, both because of the share of their budgets it claims and because they have little to no discretionary resources to absorb higher transportation costs without impacting their ability to purchase other essentials, such as food and health care. Close

• 2. [Article] Getting Your House in Order: A Model for African-American Financial Education

  The Portland Housing Center (PHC) is a national leader in educating and creating first time homebuyers, with outreach efforts that bring diverse households to its services. However, in 2010, PHC recognized ...

  Citation × Citation Citation Abstract Copy Title: Getting Your House in Order: A Model for African-American Financial Education Author: Bates, Lisa K., Triplett, Stacey Year: 2014 The Portland Housing Center (PHC) is a national leader in educating and creating first time homebuyers, with outreach efforts that bring diverse households to its services. However, in 2010, PHC recognized that African American customers were much less likely to buy homes, even when they received counseling. The Portland (OR) area’s African American homeownership rate was just 35% (compared to 65% for Whites) and actually declined from 2000 to 2010. Working with an African American advisory committee and with research guiding development, implementation, and evaluation, PHC developed a comprehensive program around outreach and services to African Americans in the Portland area. Central to this effort is Getting Your House In Order, a culturally specific financial education course developed and taught by African Americans for African Americans. Title: Getting Your House in Order: A Model for African-American Financial Education Author: Bates, Lisa K., Triplett, Stacey Year: 2014 The Portland Housing Center (PHC) is a national leader in educating and creating first time homebuyers, with outreach efforts that bring diverse households to its services. However, in 2010, PHC recognized that African American customers were much less likely to buy homes, even when they received counseling. The Portland (OR) area’s African American homeownership rate was just 35% (compared to 65% for Whites) and actually declined from 2000 to 2010. Working with an African American advisory committee and with research guiding development, implementation, and evaluation, PHC developed a comprehensive program around outreach and services to African Americans in the Portland area. Central to this effort is Getting Your House In Order, a culturally specific financial education course developed and taught by African Americans for African Americans. Close